Experience the best waterfront living on Scenic St. Jerome’s Creek minutes to the Chesapeake Bay with this spacious and versatile property offering 275 feet of water frontage and a private pier. Perfect for full-time living, a family retreat, or as a great investment property for Airbnb or VRBO, this home combines comfort, functionality, and unmatched views. Wake up to breathtaking creek vistas and abundant wildlife from the kitchen, dining area, ensuite baths on both levels, and from six of the bedrooms, making nearly every corner of the home feel connected to the water. The main level features a gourmet kitchen with granite countertops, custom cabinetry, an island, and tile flooring, opening to a formal dining room with water views. An expansive living room with a bar and see-through fireplace offers the perfect setting for entertaining guests. The main-level primary ensuite includes dual vanities and a full bath. A large laundry room adds function with cabinetry, a wash sink, and an additional stall shower, as well as an adjoining flex room that can serve as another bedroom, office, or guest suite. The lower level offers one bedroom, one office, and a small study that leads to the back staircase to the upper level, providing flexible living space and private access. Upstairs, you’ll find three spacious bedrooms, an office that could also serve as a bedroom, a second family room/loft with a decorative fireplace, and three full baths, including a spa-like ensuite with a soaking tub overlooking the water and a separate stall shower. The spiral staircase adds charm while connecting the upper spaces. All bedrooms are carpeted, the kitchen and baths are finished in tile, and the remainder of the home features luxury vinyl plank flooring for durability and style. Outdoor living is exceptional, with a brick patio leading directly to the private pier equipped with electricity, a boat lift, and a fish cleaning station, plus bench seating—perfect for crabbing, fishing, or enjoying quiet evenings by the water. A wood shed near the pier provides convenient storage for tools and gear. Additional highlights include bay and casement windows throughout, a second decorative fireplace upstairs, spiral and back staircases, an attached 1-car garage/workshop with Kobalt cabinetry, a detached 1-car garage, and two standalone sheds for extra storage. Public sewer and well water are in place, there is no HOA, and parking is available for up to six vehicles. This home has been very well maintained with thoughtful updates, including roof, gutters, downspouts, and windows replaced in 2014–2015; washer, dryer, and dishwasher approximately six years old; refrigerator new in 2023; and HVAC systems serviced in 2025. Propane fuels the fireplace, and oil heat serves the home. A 1-year home warranty is included for added peace of mind. Whether you’re seeking a permanent residence, multi-generational retreat, or short-term rental investment, this property delivers the rare combination of privacy, waterfront lifestyle, and versatile living spaces that make it an outstanding opportunity. Claim your waterfront escape now - SELLER IS HIGHLY MOTIVATED and awaiting your offer!
Additional Stairway, Stall Shower, Tub Shower, Bathroom - Walk-In Shower, Carpet, CeilngFan(s), Entry Lvl BR, Formal/Separate Dining Room, Recessed Lighting, Spiral Staircase, Upgraded Countertops, Walk-in Closet(s), Wet Bar/Bar
Electric Available, Propane, Sewer Available
Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Icemaker, Oven/Range-Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Frame, Brick Front, Vinyl Siding
Extensive Hardscape, Outbuilding Apartment, Patio, Porch(es), Brick Porch, Picket Fence, Fenced-Partially
Stream/creek, Cleared, Fishing Available, Front Yard, Level, Private, SideYard(s)
ST. MARY'S COUNTY PUBLIC SCHOOLS
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Listing information last updated on September 18th, 2025 at 9:30pm CDT.