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Dashboard
- 3 Beds
- 2½ Baths
- 2,100 Sqft
- .37 Acres
20 Neptune Dr
Back up offers welcomed. SPECIAL RATE OFFER! SELLER WILL PAY TO GET YOUR RATE INTO THE 4's! The sellers are offering a 2-1 temporary rate buydown, meaning your interest rate will be 2% lower the first year (currently in the 4's!) and 1% lower the second year to help reduce your monthly payments. Prefer a different option? You can also use the seller’s contribution toward a permanent rate buydown or closing costs. OFFER VALID UNTIL NOVEMBER 30TH! ASK FOR MORE INFO! Welcome to 20 Neptune, a true waterfront retreat for those who crave privacy, connection to nature, and everyday comfort without compromise (and NO FLOOD INSURANCE!). Nestled along the quiet banks of the Gunpowder River with direct access to the Bay, this home delivers a lifestyle that feels like a getaway but functions beautifully for everyday living. The island behind the property is protected land that will never be developed. It also acts as a buffer during major storms. When the leaves fall, the view beyond that island expands beautifully. Experience a resort-like setting here. The saltwater pool and spa are framed by native perennial gardens, intentionally planted for color, privacy, and ease of care through every season. From your private dock with boat lift, kayak launch, and gazebo, you can start your day on the water and end it with sunset views that never grow old. Inside, the layout flows easily between indoor and outdoor spaces. Whether hosting friends or enjoying a quiet morning by the water, this home was designed for effortless living. Thoughtful updates bring modern comfort: heated tile floors, a Trane High-Efficiency HVAC (2021), paid-in-full solar panel system, and crawlspace encapsulation for efficiency and healthier air. The owner’s suite is a private retreat of its own, complete with a walk-in closet, spa-inspired bath, and balcony overlooking the water. Every space here feels intentional, warm, welcoming, and ready for the next chapter of its story. This is a home for those who cherish natural beauty, lasting comfort, and a lifestyle that flows as easily as the river it overlooks. At 20 Neptune, every sunrise, tide, and breeze feels like an invitation to slow down and live fully. Welcome home!
Essential Information
- MLS® #MDHR2047030
- Price$675,000
- Bedrooms3
- Bathrooms2.50
- Full Baths2
- Half Baths1
- Square Footage2,100
- Acres0.37
- Year Built1971
- TypeResidential
- Sub-TypeDetached
- StyleColonial
- StatusActive Under Contract
Community Information
- Address20 Neptune Dr
- SubdivisionRUMSEY ISLAND
- CityJOPPA
- CountyHARFORD-MD
- StateMD
- Zip Code21085
Amenities
- ParkingConcrete Driveway
- # of Garages1
- ViewWater
- Is WaterfrontYes
- Waterfront10000001434
- Has PoolYes
Amenities
Attic, Upgraded Countertops, Wood Floors, WhirlPool/HotTub, Recessed Lighting, Primary Bath(s), Walk-in Closet(s), Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s)
Garages
Garage Door Opener, Garage - Front Entry, Inside Access
Pool
Fenced, In Ground, Pool/Spa Combo, Saltwater
Interior
- Interior FeaturesFloor Plan - Open
- HeatingForced Air, Radiant
- CoolingCeiling Fan(s), Central A/C
- Stories2
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Washer
Exterior
- ExteriorStone, Vinyl Siding
- WindowsBay/Bow, Screens
- RoofArchitectural Shingle
- ConstructionStone, Vinyl Siding
Exterior Features
Extensive Hardscape,Flood Lights,Hot Tub,Sidewalks,Water Falls,Water Fountains,Balconies- Multiple,Balcony,Patio(s),Decorative,Rear,Wrought Iron,Fenced,In Ground,Pool/Spa Combo,Saltwater
Lot Description
Cul-de-sac, Landscaping, Premium, No Thru Street, Rip-Rapped, Trees/Wooded, Fishing Available, Tidal Wetland
Foundation
Active Radon Mitigation, Crawl Space, Slab
School Information
- DistrictHARFORD COUNTY PUBLIC SCHOOLS
Additional Information
- Date ListedSeptember 11th, 2025
- Days on Market36
- ZoningR3
Listing Details
- OfficeEXP Realty, LLC
- Office Contact8888607369
Price Change History for 20 Neptune Dr, JOPPA, MD (MLS® #MDHR2047030)
| Date | Details | Price | Change |
|---|---|---|---|
| Active Under Contract | – | – | |
| Pending | – | – | |
| Active Under Contract | – | – | |
| Pending | – | – | |
| Active Under Contract | – | – | |
| Show More (4) | |||
| Price Reduced | $675,000 | $14,900 (2.16%) | |
| Active | – | – | |
| Price Reduced (from $699,900) | $689,900 | $10,000 (1.43%) | |
| Pending (from Active) | – | – | |
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Listing information last updated on November 18th, 2025 at 11:57am CST.