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Marjorie Dick Stuart

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18-20 Water St, THURMONT, MD – $429,900

  • 4 Beds
  • 3 Baths
  • 2,988 Sqft
  • .19 Acres
  • 4 Beds
  • 3 Baths
  • 2,988 Sqft
  • .19 Acres

18-20 Water St

Rare Opportunity in the Heart of Thurmont – Two Homes, Eight Garages, and Endless Possibilities This unique property offers two detached single-family homes, eight garage bays, and flexible residential/commercial zoning—all on one parcel with a single tax ID. It’s ideal for investors, multi-generational living, or those seeking home-based business potential. This property carries both historical charm and modern flexibility. The main home is move-in ready, featuring spacious living areas, a main-level bedroom and full bath, two additional bedrooms upstairs, and a sitting room over the kitchen. A new washer and dryer is also located on the main level. The second home includes a large upstairs bedroom with a full bathroom. The kitchen and second full bath are located on a half-level down (both in need of full rehab). The finished lower level includes a rec room and laundry area with a newer washer and dryer. A large upper-level deck needs repair, but the lumber to rebuild it is included. Additional features include: Eight total garage bays across three structures: 4 facing the rear alley (3 currently rented month to month) 3 side garages 1 tucked beneath the rear deck Each garage bay has electric (no water)—ideal for storage, workshop use, or contractor needs Public water and sewer Boiler heat (oil), window A/C units, and electric hot water heaters (both approximately 2 years old) Located just minutes from downtown Thurmont, Route 15, Cunningham Falls State Park, and Catoctin Mountain Park, this property offers convenience, versatility, and strong potential for value growth. Property is being sold as-is. Don’t miss this one-of-a-kind opportunity with flexible use, income potential, and a prime location in Northern Frederick County. Schedule your showing today!

Essential Information

  • MLS® #MDFR2069076
  • Price$429,900
  • Bedrooms4
  • Bathrooms3.00
  • Full Baths3
  • Square Footage2,988
  • Acres0.19
  • Year Built1880
  • TypeResidential
  • Sub-TypeDetached
  • StyleTraditional
  • StatusActive

Community Information

  • Address18-20 Water St
  • SubdivisionTHURMONT
  • CityTHURMONT
  • CountyFREDERICK-MD
  • StateMD
  • MunicipalityThurmont
  • Zip Code21788

Amenities

  • UtilitiesAbove Ground
  • ParkingPaved Parking, Private
  • # of Garages8

Amenities

Attic, CeilngFan(s), Entry Lvl BR, Recessed Lighting

Garages

Garage Door Opener, Additional Storage Area, Garage - Front Entry

Interior

  • Interior FeaturesFloor Plan-Traditional
  • CoolingCeiling Fan(s), Window Unit(s)
  • Has BasementYes
  • # of Stories3
  • Stories3

Appliances

Dryer - Electric, Washer, Refrigerator, Oven/Range-Electric

Heating

Baseboard - Hot Water, Radiator

Basement

Combination, Improved, Interior Access, Partially Finished, Workshop, Windows

Exterior

  • ExteriorStone
  • FoundationPermanent

School Information

  • HighCATOCTIN

District

FREDERICK COUNTY PUBLIC SCHOOLS

Additional Information

  • Date ListedAugust 21st, 2025
  • Days on Market14
  • ZoningCR

Listing Details

  • Office Contact3016441086

Office

Long & Foster Real Estate, Inc.

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Price Change History for 18-20 Water St, THURMONT, MD (MLS® #MDFR2069076)

Date Details Price Change
Active (from Coming Soon)

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Listing information last updated on September 3rd, 2025 at 11:06am CDT.