629 N Duncan St

Must Sell! Rare opportunity for a homeowner to live upstairs and generate income below in this fully renovated mixed-use property just half a block from Johns Hopkins Medical Campus. This building qualifies for 3.5% down FHA financing with over 51% of the floor area dedicated to residential use—ideal for an owner-occupant who wants to live upstairs in the beautifully updated 2BD/1BA apartment featuring granite countertops, stainless steel appliances, recessed lighting, exposed brick, and new flooring (previously rented for $1,450/month), while offsetting the mortgage with two income-producing commercial spaces—or by running their own business on-site. The main-level storefront is leased to a retail apparel shop for $450/month and features exposed brick, updated flooring, ceiling fan, an improved fireplace mantle, and a new half bath. The renovated lower level includes new flooring, exposed brick, updated lighting, and a full bathroom—ideal for a coffee shop, salon, office, or boutique—with projected rent of $800–$1,000/month. The building was fully renovated less than two years ago and includes three separately metered HVAC systems, a new roof, a privacy fence, and a newly poured concrete pad. Located in the busy Monument Street business corridor, the property sits in a rapidly developing area near Johns Hopkins, with major investment in new research, residential, and commercial facilities including the Science + Technology Park and planned Life Sciences buildings—making this a smart live/work opportunity with long-term upside.