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Marjorie Dick Stuart

  • Cell 240-731-8079
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3182 Harness Creek Rd, ANNAPOLIS, MD – $10,250,000

  • 4 Beds
  • Baths
  • 5,375 Sqft
  • 1.04 Acres
  • 4 Beds
  • Baths
  • 5,375 Sqft
  • 1.04 Acres

3182 Harness Creek Rd

Incredible value for this newly completed waterfront estate — now offered at $10,250,000. This brand-new, never-lived-in residence offers an exceptional opportunity to own a luxury home on 1.04 acres along the protected waters of Aberdeen Creek, just ten minutes from Annapolis City Dock. Designed by Hammond Wilson Architects and built by award-winning Pyramid Builders, the home was created to embrace its remarkable setting and showcase the best of waterfront living in Annapolis. With nearly 380 feet of shoreline, the property features a 125-foot private pier with 6' MLW at mid-dock and 10' at the end, three boat slips with water, electric, and lighting, plus a floating dock and a rare boathouse with traveler hoist and lift—amenities seldom found today. The approach is along a private road adjacent to Great Frogs Winery, offering immediate privacy and exclusivity. The grounds, designed by Campion Hruby Landscape Architects, blend natural beauty with refined design, including stonework, and thoughtful plantings that frame views of the creek. Outdoor living spaces are designed for effortless enjoyment of the water and include a heated saltwater pool with Ipe decking, fountains, and counter-current swim jets. A bluestone patio with gas fire pit, hot tub, and screened porch with retractable NanaWall doors extends the living space outdoors, while a full outdoor kitchen makes entertaining simple and sophisticated. Inside, interiors by Erin Page Pitts reflect light, warmth, and balance. English white oak floors, expansive windows, and an open layout ensure the water remains a focal point. The chef’s kitchen features Wolf appliances, custom cabinetry, dual islands, and a catering pantry, complemented by a 1,200-bottle wine cellar. The upper level includes four spacious ensuite bedrooms, each with a private bath and custom finishes. The primary suite features expansive water views, a private balcony and fireplace, a spa-inspired bath, and ample closet space. Flexible room space throughout the home accommodates offices, studios, or fitness areas. Modern technology and quality are at the core of the design, including Ketra lighting, Sonos surround sound, custom AV, geothermal heating and cooling, NuCedar siding, and a 50-year architectural roof. Garage space for at least five vehicles includes a two-car attached garage with climate-controlled storage and a detached three-car garage with half bath and flexible space. This never-occupied estate represents a rare opportunity to own a thoughtfully designed and impeccably built waterfront home in Annapolis—where architecture, craftsmanship, and natural beauty converge. Please do not drive down the private road without an appointment.

Essential Information

  • MLS® #MDAA2123314
  • Price$10,250,000
  • Bedrooms4
  • Bathrooms5.50
  • Full Baths5
  • Half Baths1
  • Square Footage5,375
  • Acres1.04
  • Year Built2025
  • TypeResidential
  • Sub-TypeDetached
  • StyleCoastal
  • StatusActive

Community Information

  • Address3182 Harness Creek Rd
  • SubdivisionHARNESS CREEK
  • CityANNAPOLIS
  • CountyANNE ARUNDEL-MD
  • StateMD
  • Zip Code21403

Amenities

  • ParkingPaved Driveway
  • # of Garages5
  • ViewScenic Vista, Water
  • Is WaterfrontYes
  • WaterfrontCreek
  • Has PoolYes
  • PoolGunite, Heated, Lap, Saltwater

Amenities

Master Bath(s), CeilngFan(s), Crown Molding, Butlers Pantry, Wine Storage, Master Bedroom - Bay Front, Wet Bar/Bar, Pantry, Built-Ins, Wainscotting, Soaking Tub, Sound System, Bathroom - Walk-In Shower

Garages

Garage - Front Entry, Oversized

Interior

  • Interior FeaturesFloor Plan-Open
  • HeatingZoned
  • Has BasementYes
  • FireplaceYes
  • # of Fireplaces2
  • FireplacesGas/Propane, Mantel(s)
  • # of Stories3
  • Stories3

Appliances

Refrigerator, Washer, Water Heater, Dishwasher, Dryer, Icemaker, Oven-Double, Oven/Range-Gas, Range hood, Six burner stove, Water Conditioner, Built-In Range, Built-In Microwave

Cooling

Central A/C, Ceiling Fan(s), Zoned

Basement

Full, Partially Finished, Sump Pump, Walkout Stairs

Exterior

  • WindowsInsulated, Screens, Wood Frame
  • RoofArchitectural Shingle
  • FoundationOther

Exterior Features

Patio, Udrgrd Lwn Sprnklr, Extensive Hardscape, Water Fountains, Boat Storage, Exterior Lighting, Lawn Sprinkler, Outbuilding Apartment, BBQ Grill, Flood Lights, Gutter System, Gunite, Deck(s), Porch(es), Balcony, Breezeway, Porch-screened

Lot Description

Bulkheaded, Landscaping, Lot Premium, Rip-Rapped, Poolside, Secluded, Private

School Information

District

ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Additional Information

  • Date ListedSeptember 3rd, 2025
  • Days on Market62
  • ZoningR2

Listing Details

  • OfficeColdwell Banker Realty
  • Office Contact4102638686
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Price Change History for 3182 Harness Creek Rd, ANNAPOLIS, MD (MLS® #MDAA2123314)

Date Details Price Change
Price Reduced (from $11,500,000) $10,250,000 $1,250,000 (10.87%)
Active (from Coming Soon)

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Listing information last updated on November 3rd, 2025 at 5:15am CST.